Terms of Service
Effective Date: January 19, 2025
Last Updated: January 19, 2025
Agreement to Terms
Welcome to TickerPod. By accessing or using our service, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use TickerPod.
These Terms constitute a legally binding agreement between you and TickerPod. Please read them carefully.
Service Description
TickerPod is an automated podcast generation service that provides stock market information and analysis. Our service:
- → Uses artificial intelligence and automated systems to analyze stock market data
- → Generates personalized audio podcasts based on your specified stock holdings
- → Sources information from publicly available data, including but not limited to news articles, earnings reports, SEC filings, and market data
- → Attempts to cite and attribute information sources whenever possible, though attribution cannot be guaranteed in all cases
⚠️ IMPORTANT DISCLAIMER ⚠️
NOT FINANCIAL ADVICE
TickerPod content is provided for informational and entertainment purposes only. Nothing in our podcasts, website, or communications constitutes financial advice, investment recommendations, or an offer to buy or sell securities.
AI-Generated Content Limitations
Our podcasts are generated using artificial intelligence models. TickerPod is NOT responsible for any inaccuracies, errors, misleading information, or omissions that may appear in AI-generated content, even when sources are cited.
No Guarantee of Accuracy
While we strive to provide accurate information, we cannot guarantee the accuracy, completeness, or timeliness of any information presented in our service, including information sourced from third parties.
Consult Licensed Professionals
You should conduct your own research and consult with licensed financial advisors, accountants, and legal professionals before making any investment decisions. Investment decisions should be based on your individual circumstances, financial situation, and risk tolerance.
Limitation of Liability
To the maximum extent permitted by law:
- ■ No Liability for Investment Losses: TickerPod shall not be liable for any investment losses, damages, or financial harm resulting from your use of or reliance on our service, content, or information.
- ■ No Liability for AI Errors: We are not responsible for errors, inaccuracies, or misleading content generated by AI models, including hallucinations, incorrect data interpretation, or faulty analysis.
- ■ Maximum Liability: Our total liability to you for any claims arising from your use of TickerPod shall not exceed the amount you paid to us in the twelve (12) months preceding the claim, or $100 USD, whichever is less.
- ■ No Consequential Damages: We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, lost data, or business interruption.
YOU ACKNOWLEDGE AND AGREE:
Investment in securities involves substantial risk of loss. Past performance does not guarantee future results. You assume all risks associated with investment decisions made based on information from TickerPod.
Indemnification
You agree to indemnify, defend, and hold harmless TickerPod, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:
- → Your use of TickerPod service
- → Your violation of these Terms
- → Your investment decisions based on TickerPod content
- → Your violation of any third-party rights
Service Availability and Modifications
TickerPod is provided on an "AS IS" and "AS AVAILABLE" basis:
- → No Uptime Guarantee: We do not guarantee uninterrupted, timely, secure, or error-free service.
- → Modifications: We reserve the right to modify, suspend, or discontinue any aspect of the service at any time without notice.
- → Maintenance: We may perform maintenance that temporarily interrupts service availability.
- → Beta Services: Features marked as "beta" are provided for testing and may contain errors or be discontinued without notice.
Intellectual Property Rights
Our Rights
All content, features, and functionality of TickerPod, including but not limited to text, graphics, logos, software, and audio content, are owned by TickerPod or its licensors and are protected by copyright, trademark, and other intellectual property laws.
Your License
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use TickerPod for personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works, publicly display, or exploit any content without our express written permission.
User Conduct and Prohibited Activities
When using TickerPod, you agree NOT to:
- ✗ Violate any applicable laws or regulations
- ✗ Provide false, misleading, or inaccurate information
- ✗ Attempt to gain unauthorized access to our systems or networks
- ✗ Use automated systems (bots, scrapers) to access our service without permission
- ✗ Reverse engineer, decompile, or disassemble any aspect of TickerPod
- ✗ Redistribute or resell TickerPod content without authorization
- ✗ Interfere with or disrupt the service or servers
- ✗ Use the service for any illegal or unauthorized purpose
Termination Rights
Your Right to Terminate
You may stop using TickerPod at any time. To delete your account and data, contact us at support@tickerpod.com
Our Right to Terminate
We reserve the right to suspend or terminate your access to TickerPod at any time, with or without cause, with or without notice, for any reason including:
- • Violation of these Terms
- • Fraudulent, abusive, or illegal activity
- • Extended periods of inactivity
Third-Party Content and Links
TickerPod may contain links to third-party websites or reference third-party sources. We do not endorse, control, or assume responsibility for any third-party content, websites, products, or services. You access third-party resources at your own risk and subject to their terms and conditions.
Source Attribution Disclaimer:
While our AI models attempt to cite information sources, we cannot guarantee the accuracy of attributions or the reliability of cited sources. Always verify information independently.
Dispute Resolution and Arbitration
PLEASE READ THIS SECTION CAREFULLY. It affects your legal rights, including your right to file a lawsuit in court.
Informal Resolution
Before filing any formal dispute, you agree to contact us at legal@tickerpod.com to attempt informal resolution. We will work in good faith to resolve the dispute within 30 days.
Binding Arbitration
If informal resolution fails, you agree that any disputes shall be resolved through binding arbitration rather than in court, except for disputes that qualify for small claims court. Arbitration will be conducted by a neutral arbitrator in accordance with applicable arbitration rules.
Class Action Waiver
You agree to resolve disputes with us on an individual basis and waive your right to participate in class actions, class arbitrations, or representative proceedings.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Any disputes not subject to arbitration shall be brought in the state or federal courts located in Delaware, and you consent to the personal jurisdiction of such courts.
Changes to These Terms
We reserve the right to modify these Terms at any time. We will notify you of material changes by:
- → Posting the updated Terms with a new "Effective Date"
- → Sending email notification for significant changes
Your continued use of TickerPod after changes take effect constitutes acceptance of the modified Terms. If you do not agree to the changes, you must stop using the service.
Severability and Entire Agreement
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and TickerPod regarding your use of the service and supersede all prior agreements and understandings.
Contact Information
If you have questions about these Terms of Service, please contact us:
TickerPod Legal Team
General Inquiries: legal@tickerpod.com
Support: support@tickerpod.com
Response Time: We aim to respond within 5 business days.
By Using TickerPod, You Acknowledge:
- ✓ You have read and understood these Terms of Service
- ✓ You understand that TickerPod does not provide financial advice
- ✓ You accept the risks and limitations described in these Terms
- ✓ You agree to consult licensed financial professionals before making investment decisions
Questions About These Terms?
Contact our legal team or return to the main site to learn more about TickerPod's AI-powered podcast service.